.footer-disclaimer{border-top:1px solid var(--line);padding:30px 0 32px;display:grid;grid-template-columns:minmax(0,1.8fr) minmax(250px,1fr);gap:clamp(28px,5vw,72px)}
.footer-disclaimer h2{font-size:1.1rem;letter-spacing:-.02em;margin:0 0 14px;color:var(--ink)}
.footer-disclaimer p{font-size:.875rem;line-height:1.7;color:#344e63;margin:0 0 12px}
.footer-disclaimer p:last-child{margin-bottom:0}
.footer-disclaimer a,.legal-content a{color:#075eaf;text-decoration:underline;text-underline-offset:4px;text-decoration-thickness:1px}
.footer-disclaimer a:hover,.legal-content a:hover{color:#173b6d}
.footer-disclaimer a:focus-visible,.legal-content a:focus-visible{outline:2px solid #075eaf;outline-offset:5px;border-radius:2px}
.footer-regulators ul{list-style:none;padding:0;margin:14px 0 18px;display:grid;gap:12px}
.footer-regulators li{font-size:.875rem;line-height:1.5}
.footer-regulators li span{display:block;font-size:.78rem;color:#405d75;margin-top:3px}
.footer-regulators .footer-terms{display:inline-block;margin-top:6px;font-weight:600;font-size:.875rem}
.footer-bottom{flex-wrap:wrap;align-items:baseline}
.company-history{font-variant-numeric:tabular-nums}
.legal-hero{padding-top:70px;padding-bottom:38px;border-bottom:1px solid var(--line)}
.legal-hero h1{font-size:clamp(2.6rem,5.6vw,5.4rem);line-height:1.03;letter-spacing:-.06em;max-width:1000px;margin:18px 0 24px}
.legal-hero h1 span{color:var(--accent)}
.legal-hero .legal-intro{max-width:750px;font-size:1.1rem;line-height:1.65;margin:0 0 24px;color:#344e63}
.legal-updated{font-size:.8rem;color:#405d75}
.legal-content{max-width:930px;margin:0 auto;padding:48px 56px 64px}
.legal-content section{padding:0 0 28px;margin:0 0 28px;border-bottom:1px solid var(--line);scroll-margin-top:100px}
.legal-content section:last-child{margin-bottom:0}
.legal-content h2{font-size:clamp(1.3rem,2.2vw,1.7rem);letter-spacing:-.025em;margin:0 0 16px}
.legal-content h3{font-size:1.05rem;margin:25px 0 10px}
.legal-content p,.legal-content li{font-size:1rem;line-height:1.8;color:#344e63}
.legal-content p{margin:0 0 14px}
.legal-content p:last-child{margin-bottom:0}
.legal-content ul{padding-left:22px}
.legal-content li+li{margin-top:12px}
@media(max-width:760px){.footer-disclaimer{grid-template-columns:1fr;gap:26px}.legal-hero{padding-top:42px}.legal-content{padding:34px 24px 42px}.footer-bottom{gap:14px 24px}.company-history{width:100%}}
@media print{.site-header,.footer-main,.footer-disclaimer{display:none}.legal-content{max-width:none;padding:24px 0}.legal-hero{padding:0 0 24px}.legal-content section{break-inside:avoid}}